| Terms of Use | |
| Web site Content | |
| Please read these Terms of Use carefully before accessing or using this Web site. By accessing the Web site, you agree to be bound by the terms and conditions contained herein. If you do not want to be bound by these terms and conditions, you should not access or use the Web site. American National Life Insurance Company of New York may at any time revise these terms and conditions without notice. Accordingly, you agree to review these Terms of Use periodically, and your continued access or use of this site shall be deemed your acceptance of any modified Terms of Use. American National Life Insurance Company of New York reserves the right at any and all times and in its sole discretion to change the contents of this Web site and the products and services referenced hereon. American National Life Insurance Company of New York reserves all other rights. | |
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| Product Availability | |
| The product and/or service descriptions, if any, provided on the American National Life Insurance Company of New York Web site are not intended to constitute an offer to sell or a solicitation to buy any product or service. Not all products and services are available in all states, and all products are subject to applicable regulation. Anyone interested in a particular product should contact the pertinent American National Life Insurance Company of New York business unit to ascertain whether the product and/or service is available in their jurisdiction and to request a copy of the applicable policy for a complete description of the product and/or service. Please note that in many instances products and services may be offered only through employers or other plan sponsors. American National Life Insurance Company of New York offers a variety of fixed annuity products distributed through independent and multiple line agents. | |
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| Limitation of Liability | |
| American National Life Insurance Company of New York maintains this Web site as a service to the Internet community. The information on this Web site is subject to change without notice, and American National Life Insurance Company of New York assumes no commitment to update any information on this Web site. You use the Web site at your own risk. ALL INFORMATION AND CONTENT AVAILABLE ON OR ACCESSIBLE FROM THE AMERICAN NATIONAL WEB SITE ARE PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL AMERICAN NATIONAL LIFE INSURANCE COMPANY OF NY BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR ANY OTHER DAMAGES OF ANY KIND WHICH MAY ARISE OUT OF ANY PERSON�S ACCESS OR INABILITY TO ACCESS THIS Web site OR RELIANCE ON THE INFORMATION CONTAINED ON THIS Web site. American National Life Insurance Company of New York makes no representations or warranties about the accuracy or completeness of the information contained on this Web site. American National Life Insurance Company of New York does not guarantee or warrant that functions will be uninterrupted or error-free, that any information, software or other material available on or accessible through the Web site are free of viruses, worms, Trojan Horses, or other code that has contaminating or destructive properties. If your use of this Web site or the materials therein results in the need for servicing or replacing property, equipment, or data, American National Life Insurance Company of New York is not responsible for those costs. American National Life Insurance Company of New York assumes no responsibility for any consequence relating directly or indirectly to any action or inaction that you or anyone else takes based on the information, services, or other material from this site. | |
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| Links to Other Web sites | |
| Links to third party Web sites are offered as a matter of convenience and in no way are meant to imply that American National Life Insurance Company of New York endorses, controls, approves, sponsors, promotes or is affiliated with the owners of or participants in those sites or any material contained therein. American National Life Insurance Company of New York is under no obligation to maintain any link on this Web site and may remove any such link at any time in its sole discretion for any reason whatsoever. | |
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| Privacy | |
| American National Life Insurance Company of New York cannot guarantee the confidentiality of information exchanged over the Internet. Please note that personal information, such as your social security number, telephone number, address or information contained in your message may be accessible to other users of the Internet. To protect your privacy, please do not use e-mail to communicate information you want kept confidential. Personal information transmitted to us will be treated in accordance with our Privacy Policies. | |
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| Ownership of Materials and Restrictions on Use | |
| While American National Life Insurance Company of New York provides the information on this Web site to anyone, American National of NY retains copyright on all text and graphic images. No permission is granted to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, products or services found on this Web site. | |
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